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"What you plant is what you reap," said Janet P., who is now 28 years old and already a mother. She lives with her family in Barangay Tuao North Bagabag, Nueva Vizcaya. High school is her highest educational attainment since she got married at an early age. Her husband, James P., is now 26 years old and is working as a farmer. It is difficult for them to manage financially because neither of them has a stable job, but with the help of their parents, they survive.

At present, her husband is also sometimes hired as a house carpenter when not busy with farming; however, his income is not sufficient to finance all the needs of his family. In this regard, Janet decided to engage in a hog raising business to help her husband in generating income for their family needs. Janet wanted to borrow a loan from Kiva lenders amounting to PHP5,000 as additional working capital for hog raising. She hopes to have a productive business in order to provide her family with a secure and comfortable living someday. She hopes that lenders will lend her the funds she is requesting for the improvement of her newly opened piggery business.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 452
    View loans »
    Philippines Loans Fundraising
  • $69,718,725
    Funds lent in using Kiva
  • 47.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Janet additional capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 2, 2009
Oct 1, 2009
Currency Exchange Loss:
Feb 15, 2010