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Esperence M. is 36 years old and is married with four children aged between 5 and 14. She lives in the Kicukiro district of Kigali, the capital of Rwanda where she has owned a small clothes shop since 2008. She employs four persons in her business which she opens every day from 7:00 a.m. to 8:00 p.m.

Before requesting this loan she was a full-time housewife and she was not able to provide all the needs of her family. With this new loan from Vision Finance Company, she plans to increase her business in order to earn more profit which will help her to save money and to pay school fees for her children.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 32
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Esperence to expand her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 30, 2009
Oct 4, 2009
Currency Exchange Loss:
Jun 17, 2010