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El Provenir Group
In this Group: María Gabriela , Sandi De Los Santos, Martha Lorena
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El grupo el provenir esta integrado por María Gabriela B. D., Sandi de los Santos N. y Martha Lorena R.. Ellas son provenientes del centro de Ticuantepe.

María Gabriela B. D. comenzó apoyando a su mamá con la atención de la pulpería, luego empezó a comercializar productos de la Avon desde entonces ha ido invirtiendo en diferentes productos como ropa, perfumes y la venta de fritanga.

Esta joven de tan solo 21 años ha demostrado ser una gran comerciante y administradora, pero su mayor su ello es poder estudiar y aplicar su conocimientos al negocio.

Las integrantes del grupo son Sandi de los Santos N. de 26 años vende ropa nueva y usada y Martha Lorena R. de 42 años que vende ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Provenir Group's $875 loan helped a member para comprar granos básicos y chiverias.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 22, 2009
Sep 30, 2009
Currency Exchange Loss:
Apr 15, 2010