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Luis Alberto
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El caballero Luis Alberto B. es padre con la responsabilidad de mantener a sus tres hijos en edad escolar siendo ellos el motivo por el cual él se esfuerza grandemente para llevarles el sustento. Acaba de iniciar la reconstrucción de su vivienda ya que ha estado en malas condiciones y requiere brindarle a sus hijos un techo digno donde vivir.

Por ello, ha acudido a Ceprodel para solicitar el crédito que le permita la compra de los materiales de construcción para continuar con la obra de mejoramiento de su vivienda y así alcanzar que sus hijos se sientan satisfechos con su padre.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Alberto compra de materiales de construccion.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
At end of term
Sep 3, 2009
Sep 30, 2009
Currency Exchange Loss:
Jun 15, 2010