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Jose De La Cruz
José de la Cruz Narváez M. is 28 years old and dedicated to his work. He has managed a grocery store for more than 5 years. With two children to support, he and his wife struggle to provide everything they need. At first he only offered juices, popsicles and bread because he did not have sufficient capital for his business to get ahead. However, José is a fighter. His mother always taught him how to work honorably and manage his business effectively.

The loan he is requesting will be used as operating capital to buy basic grains, bread, juices, natural beverages, candy, and cleaning supplies. José dreams of making improvements to his home.

View original language description ↓
José de la Cruz Narváez M. tiene 28 años, es un joven muy dedicado a su trabajo. La actividad económica a la que se dedica es una pulpería hace mas de 5 años que se dedica a este trabajo. El tiene 2 hijos a su cargo, y con su esposa luchan juntos para proporcionarles a sus hijos lo necesario. Inicialmente solo ofrecía jugos, bolistas y pan ya que no tenía el capital suficiente para salir adelante pero José es un hombre muy luchador y siempre su Mama le enseño a que debía de trabajar de manera muy honrada y administrando el negocio de una manera muy adecuada. El solicita este financiamiento para capital de trabajo para la compra de granos básicos, pan, jugos, refrescos naturales, golosinas y productos de limpieza. El sueño de José es proporcionarle mejoras a su vivienda.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose De La Cruz operating capital to restock his store with more merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 25, 2009
Sep 29, 2009
Currency Exchange Loss:
Jul 16, 2010