A loan of $475 helped additional capital.


Marilou's story

Marilou R. is 51 years old and she owns a store where she sells mobile phones accessories. She lives and does business in Parola Compound, Binondo, Manila – a shanty town at the edge of the city coastlines. Her husband Menardo, age 48, repairs shoes and umbrellas for a living. Their two children are both in school. The eldest child is currently enrolled in college and the other child is in high school.

Marilou has been operating different businesses for more than two decades, but she opened her mobile phone store just four years age. She earns a net income of P16,000.00 a month. Much of her profits go to her children's education, while others are budgeted for their daily basic needs.

She is now studying the possibility of getting into new business ventures. She hopes that the Center for Community Transformation (CCT) Credit Cooperative will help her with her study.

Marilou has applied for a new loan of P22,000, which she will use as additional capital for her mobile phones accessories business.



About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.



Loan details


Lenders and lending teams



Loan details