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Mrs. Julia D. is 57 years of age. She lives in Tabon, Jose Dalman and is married to Pancrasio, a former barangay captain. She has three children.

Mrs. D. is a member of a special program of the Paglaum Multi-Purpose Cooperative. She is being offered her third loan in the program because of her performance to the Paglaum. She is being loaned Php 14,900 for additional capital for her sari-sari store.

Now she is very happy for her business to make big improvements. She is happy that Kiva's partner, Paglaum MPC, is her constant partner. They provide her capital needs as well as life insurance for her whole family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 386
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 47.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Julia addittional capital for her sari-sari store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 8, 2009
Sep 28, 2009
Currency Exchange Loss:
Jul 15, 2010