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Victoria S. is from the town of Camanga,Tukuran. She is 49 years old. Victoria is married and has 3 school-aged children. To make a living, Victoria owns & operates a business venture in the agriculture sector raising crops. While not the only means for generating revenue, the main source of income for the business comes primarily from planting & harvesting rice for sale. Victoria has been engaged in her business for over 10 years and earns approximately 5,000.00 PHP a month for these activities.

Victoria joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Victoria has successfully repaid a previous loan from PMPC. Victoria is requesting a new loan of 14500 PHP which will be used to purchase fertilizers such as manure. This loan will be the 5th loan taken out by Victoria from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of the borrower's family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 342
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 47.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Victoria to purchase fertilizers such as manure.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 16, 2009
Sep 27, 2009
Currency Exchange Loss:
Apr 15, 2010