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Rosanna D. is a woman from the island village in the town of Binangonan in Rizal province in the Philippines. She is married to Librado, who is 50 years old and the driver of a small passenger ferry. She is a mother to three: two sons and a daughter.

She has faith that she will get out of poverty. In 2008, she joined ASHI (Ahon Sa Hirap, Inc.), an MFI and KIVA partner in the Philippines, with a bagful of hope of gaining access to capital. Her previous loans were carefully invested in a hog-raising business (pigs). The business runs smoothly, and it brings them good profit during times when the pigs are sold in the market. But it takes more than three months before the pigs will be ready to sell.

Just recently, she decided to shift her business to a more productive business: fishing. She believes that a fishing business would bring her enough profit with less time and effort. Now that she is about to receive her third loan in the amount of 15,000 PHP, she plans to buy 30 pieces of bamboo, thousands of fingerlings and fry, and bundles of fishnet, as well as to pay labor expenses.

She is hopeful that, with the help of ASHI and with the trust of KIVA lenders, little by little, she can reach her dreams in life. She aspires to expand her business and be able to save for the future of her children, especially their school needs.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 416
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 47.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rosanna to pay for 30 pieces of bamboo, thousands of fingerlings and fry, and bundles of fishnet, as well as to pay labor expenses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 1, 2009
Sep 27, 2009
Currency Exchange Loss:
Sep 15, 2010