A loan helped to replenish the out-of-stock items in her shop such as crates of sodas, cartons of juice and water, beans, and rice for selling.


Happynes's story

Happynes is in her early thirties, married, and blessed with 4 children. She operates a general store to support her family. She sells soft drinks and food items such as fresh milk, sodas, cartons of mango juice, biscuits, rice, and beans. She's been running this business successfully for 8 years and is happy that she makes a good profit.

This will be Happynes's second loan from Tujijenge Tanzania. Happynes used her previous loan (all of which has been repaid successfully) to increase stock of cartons of soft drinks and food items such as millet flour, maize flour and buckets of cooking oil for her business to grow. She used the profit earned for to repay the loan and cover household expenses.

She is very grateful for the loan and thankful to Kiva for the massive support to her business.

Happynes is applying for this loan to replenish the out-stock items in her shop such as crates of sodas, cartons of juice and water, beans, and rice for selling. Her business dream is to own a wholesale shop in the near future. She will be responsible for paying back the loan.


This loan is special because:

It provides loans to borrowers in very deep rural areas via mobile money innovation.



Loan details


Lenders and lending teams




Loan details