A loan of $3,575 helped a member buy textile products.


Santa Rosa Group's story

Santa Rosa

The group is comprised of 12 members who rent clothing and accessories for all types of events: weddings, 15 year old birthday celebrations, and baptisms. They rent out suits for children and adults, and shoes. The merchandise that they rent is purchased in Gamarra - Lima. Gamarra is a large commercial and industrial center in Peru, and it is big in the field of textiles for business people. We can find a variety of options for whatever age there. The products they make are exported to other countries.

This communal bank has worked with EDAPROSPO-PROPERIDAD for one year. During that time Jessica continues to be the treasurer of the group. Before starting in the business of renting gentlemen’s and children’s clothing, Jessica V. U. studied design and production in an educational and occupational center. Thanks to her work making and repairing clothes she got together the necessary capital to invest in renting clothing. At the beginning she bought 20 suits for adults and 10 for children, one dozen pairs of children’s shoes, one dozen ties, and one dozen shirts. Six years have passed, and she appreciates that the business has grown a lot. Everything is due to the dedication and perseverance she had when confronted with the problems that all businesses have. Today, at 29 years old, she has 100 suits for adults, 90 for children, 5 dozen pairs of shoes, 4 dozen ties, and 8 dozen shirts. Every half year she has to update her merchandise due to her discriminating customers who go with the changing fashions. Her sales have made it possible for her to acquire a small piece of land, which she plans to build on later. She would also like to rent another place so that it will not take more than two years to get together the money that is needed to start a family. That is why she needs a loan.

Sofía F. H. started working as a helper in a bookstore that her aunt ran. The business did not turn out the way she hoped. She then had to work in golf clubs selling candy, ice cream, cotton candy, and popcorn. But, this income was not enough to support her and her baby. Three years ago she set up a business of renting clothing for women and girls. At the start she helped her aunt in the business, and then she became partners with her. She bought 15 dresses for women and girls. Her dedication and effort caused her sales to grow, and she has come to have 200 dresses and 50 pairs of shoes for women and girls. With this income she educates her son, buys food, and pays for her studies in primary education at the university. She will use this loan to pay for her last semester at the university, and the other part of the loan she will put into her business.

Rita Alegría E. also rents dresses and suits for special social events. She and a friend started with a small quantity of merchandise two years ago. Like the others, she buys merchandise in Gamarra if she wants clothing, and she gets shoes in footwear shops. She updates her clothes every so often. She needs the loan to get more merchandise because the spring season and school promotions (November and December) are approaching. There is a greater demand during those months, and her income increases. She wants to build a room in her mother’s house for her 13 year old son to be more comfortable. She wants to have an adequate quality of life for herself and her family.

In this group: Jessica Leonidas, Larissa Marisela, Azucena Laura, Luis Alberto, Rodolfo Eusebio, Sofia Susana*, Jessica Karina , Vilma Rebeca, Olga Iris, Rita Isabel, Crumaldina, Ofelia Mary
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish



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