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Justine wants to use this loan to buy bunches of bananas. She receives 20 customers a day and works seven days a week. She doesn’t incur any transport costs as she buys in the community where she works. The major challenge she faces in her business is seasonal supply.

Justine is a 38 year single woman with three children between the ages of 10 and 18 years old. Justine doesn’t take care of any additional family members. She lives and works in a semi-urban area on the outskirts of Kampala. All her children go to school. Justine rents a two room house where she lives with four people. There is no electricity or piped water in her home. The family gets three meals a day.

Justine has with MCDT for five years, now on her fourteenth loan working with the same group mates. Justine hopes to see her business grow bigger and own a permanent business structure.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,920.0
    Uganda Shillings (UGX) = $1 USD