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Margret sells charcoal from a market stall. Charcoal is in big demand in the market and she serves about 20 people a day. She works six days a week. She incurs extra transport costs as she buys charcoal from the next township, Bwaise. The major challenges she faces in her business are transport costs and seasonality. She has been in this business for the last 10 years.

Margret is a 34-year-old married woman with six children between the ages of 15 and 25 years old. She lives and works in a semi-urban area. All her children go to school. Margret rents a two-room house where she lives with all her children. There is electricity and piped water in her home. The family gets three meals a day. Her major monthly expenses are food and school fees.

Margret has been with MCDT for six years working with the same group mates. She wants to use this loan to increase her stock. Margret's aspiration is to see her business expand.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 178
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 1,920.0
    Uganda Shillings (UGX) = $1 USD