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Dr. Jesus Group
In this Group: Abena, Victoria, Akosua, Lydia, Ernestina, Ishak
Abena started her fish business a year and half ago in a community market where she lives. She prepares and serves her customers with very tasty fish in the market and for that reason she is fun of many. She buys stocks of fish from Yeji in the Brong Ahafo region of Ghana. She is 35years old widowed and mother with two children. All the children are in school. She supports her children from the business proceeds. She depends on that for their food, school bills and sometimes their medical bills. She demands the loan to buy increased stock of assorted fishes to make increased sales and income to support her children education and business growth. She hopes to repay the loan on time. She always tries to save part of her profit for future eventualities.

She is the leader of a trust bank group called ‘Dr. Jesus’. She is the one sitting in the group photograph. Most of the members of this group are petty traders, hardware sellers, food vendors etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Dr. Jesus Group's $2,350 loan helped a member to buy more stock of smoked fishes and dried fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2009
Sep 25, 2009
Currency Exchange Loss:
May 18, 2010