A loan of $1,175 helped a member to buy more cartons of assorted drinks, bags of sugar, cartons of bottled mineral water and boxes of biscuit etc.

Ruth Group's story

Johnson is 35 years old he is married and has four children. Three of his children are in school. He is very hardworking and supportive to the wife in providing food and shelter for his household. He owns and operates grocery shop and sells items like sugar, vegetable oil, bottled water, skimmed powdered milk and biscuits etc. in her neighborhood. He also sells goat meat in the market. With the loan, he wants to purchase more crates of assorted drinks, bags of sugar, cartons of vegetable oil and boxes of biscuits etc. to increase his inventory. He hopes to improve his savings to support his wife in taking care of the children educational needs. He is been in this business for three years now and takes stock of goods from Kumasi in the Ashanti region of Ghana.

He is the leader of a trust bank group called ‘Ruth’. He is the one sitting in the group photograph. Members of this group are petty traders, food vendors and farmers etc. In this small group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

In this group: Johnson, Mary, Yaa

Loan details

Lenders and lending teams

Loan details