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Herm H. is married with two children. He lives with his wife (pictured) in Battambong Province Province. To make a living, he is engaged in the construction business as a construction foreman, typically earning US $5 per day which is the primary source of income for his family. His wife is involved in a business of selling vegetable in a local market, earning an income of US $3 per day. Both of them have to work hard everyday to ensure a good living for the family and the children. Therefore, Phanna is seeking to increase her income and improve her business. She is asking for a loan of US $500 to purchase various kinds of vegetable to expand her inventory.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Herm buy vegetable.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2009
Sep 25, 2009
Currency Exchange Loss:
Dec 15, 2009