A loan of $425 helped to use as additional capital for her business.


Thelma's story

Thelma is from the village of Bonfal Proper, Bayombong, Nueva Vizcaya. Due to difficulties in her life, she was not able to pursue her college education. She then started to work to help her parents earn a living. She is married to Willie and they have not yet been blessed with a child.

Thelma’s husband works as a security guard in one of the banks in Nueva Vizcaya while Thelma manages their sari-sari store (village store) at home. She is asking to borrow financial capital to be added to her revolving capital in her store. She believes that PHP 20,000 will be of big help in the expansion of her store. She will utilize the amount to acquire different grocery items, cases of soft drinks and frozen foods at Solano Public Market that she will retail in her store.

The average income she earns every month amounts to PHP 5,000 which she uses as rolling capital. She aims to earn a higher income so that she is able to save for future emergencies in their lives. She believes that, someday, she will be able to improve her business by means of patience, hard work and the continuous support of Kiva lenders.



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Loan details