A loan of $175 helped to purchase additional products to sell.


Judylin's story

Judylin B. is from the village of Puli, Carmen, Cagayan De Oro City. She is 31 years old. Judylin is single and has 1 school-aged child. To make a living, Judylin owns and operates a specialized retail business. The main source of income for the business comes from selling a variety of candies and other foods in the local community. Judylin has been engaged in her business for over 2 years and earns approximately 4,500 PHP a month for these activities.

In 2009, Judylin joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Judylin has successfully repaid a previous loan of 5,000 PHP from HSPFI. Judylin is requesting a new loan of 8,000 PHP which will be used to purchase additional products to sell. This will be the 2nd loan taken out by Judylin from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details

Loan length:

7 months
Disbursed date: September 18, 2009
Facilitated by Field Partner: Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)

Lenders and lending teams



Loan details

Loan length:

7 months
Disbursed date: September 18, 2009
Facilitated by Field Partner: Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)