A loan helped to pay for university tuition to get a higher degree in the faculty of Romance and Germanic Philology.


Serine's story

Serine is a 20-year-old student from the Ararat region. She is a current student at the faculty of Romance and Germanic Philology, in her first year of education. Serine lives with her parents. The whole family engaged in agricultural business. They keep cows, rabbit, and hens and cultivate strawberry, cherry, and cauliflower. Thus, Serine is turning to Kiva in search of support that will allow her to continue with her studies and not abandon her dreams of being an excellent, successful professional. She hopes for lenders' support and is sure that at the end of her studies she will be able to work and generate income that will allow her to support family economically. Serine dreams to help her parents with the education of her two younger brothers so that in the future they can follow her example.


This loan is special because:

It empowers low-income students and has a longer loan term to help them find jobs before repaying.



Loan details


Lenders and lending teams




Loan details