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Juliet's Group
In this Group: Juliet, Betty, Juliet, Leatitia, James, Lillian, Penninah, Allex, Lillian, Allex, Medius*
* not pictured
B. Juliet is the leader of her lending group in Ntungamo. She is 58 years old and a widow with 6 children between the ages of 20 and 14. She is also the caretaker for two of her grandparents.

B. has been operating a bar, a hotel and a retail shop in the Itojo trading center for 23 years now. Although she makes 130,000 Ugandan shillings in profits per week, the combination of her debt and overhead costs are still more than her income, which forces her to continue to borrow from Pearl microfinance.

Juliet has a dream of expanding her businesses in order to put her children through school. She needs a loan to purchase inventory: crates of beverages.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,914.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Juliet's Group's $2,425 loan helped a member to purchase inventory (crates of beverages).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 11, 2009
Sep 26, 2009
Currency Exchange Loss:
Feb 15, 2010