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Ly S., age 54, is married and resides with two of her children in Kompong Chnang province, Cambodia. All the children help their parents with the business to help the family. S. has a business selling groceries and coffee, earning approximately $2.50 of profit per day, while her husband has a business of purchasing cows from the village and reselling them for a profitable price, typically earning about US$8 per day. Their standard of living has improved since they have had these businesses, so they want to take out a loan to expand their businesses. She wants to take out a loan of US $1000 to buy a motor bike for her husband to improve his business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ly to buy a motorbike.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 14, 2009
Sep 23, 2009
Currency Exchange Loss:
Jan 15, 2011