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Morm S. is married with two children. She lives with her husband in Kompong Chnang Province. To make a living, she is engaged in a business of selling groceries, typically earning US $3 per day. Her husband operates his motor taxi in the town and other nearby local markets, earning an income of US $2 of net profit per day. Both of them have to work hard everyday to ensure a good living for the family and the children. Therefore, S. is seeking to increase her income and improve her business. She is asking for a loan of US $1000 to purchase various kinds of groceries and soft drink to expand her current business. By doing so, she believes that she will be able to raise a good standard of living for her family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 85
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Morm buy groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2009
Sep 22, 2009
Currency Exchange Loss:
Oct 16, 2010