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Peng S., 25, is a professional decorates handicrafts living at home in the Takeo province. Since 2006, she has been using beads and other materials to make flower on woman clothes to earn a living and typically making US$3 each day. Decorates handicrafts is a kind of Khmer traditional dress and people wear it during Water Festival, P’chum Ben or Khmer New Year. It takes around 7-10 days to complete each dress and its price is expensive too. Most of the people prefer hand made than machine made. She said she knows how to decorate from her mother and she started doing that business since she not married yet. Her husband is a mechanic fixing motorbike. He typically makes US$3 each day. This couple has two young children. Peng is asking for a loan of US$1200 to purchase mechanic tools for her husband.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 157
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Peng buy machanic tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 4, 2009
Sep 22, 2009
Currency Exchange Loss:
Feb 15, 2010