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Lim P., 39, pictured with her husband, is married and lives with three of her children in the Kampong Cham province. She works as a farmer and typically makes US $5 every day, while her husband earns US $3 a day as a carpenter. They are also supported by their children, who are farm workers. The weather conditions have been difficult for farming in Cambodia this past year, and inflation has also caused food prices to skyrocket. These factors have played into a difficult economic year for many Cambodians. In light of these times of economic difficulty, Lim P. is asking CREDIT for a loan of US $1,000 to aid her husband’s business. He currently works as a carpenter, and could make a lot more money if he opened up his own shop. She sees this loan as a way to increase her income and is confident that the business venture will be successful.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 67
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lim to open a carpenter shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 11, 2009
Sep 22, 2009
Currency Exchange Loss:
Apr 17, 2011