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Kim S., 36, is a true entrepreneur who sells rice, food and grocery items from home. She makes US$48 in revenue each day in Phnom Penh.

Kim is married and has one child living at home to support. Her husband, Oum Sophat, grows and sells vegetables. He makes approximately US$5 every day.

Kim would like a loan of US$1,000 to expand her businesses. She will increase her grocery inventory and also reinvest in her food business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 174
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kim to expand her inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 15, 2009
Sep 22, 2009
Currency Exchange Loss:
Jan 16, 2011