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Semugenya's Group
In this Group: Semugenya, Sarah, Barbara, Tiika, Sarah, Masitula, Zainabu, Annet, Rose, Jemeo, Jane, James, Sarah, Edrine, Dan*
* not pictured
Semugenya J. is a hardworking woman with a retail shop in Lweru trading centre. She is 45 years old and married. She is responsible for twelve children between the ages of four and 24 years, some her own and some, orphans.

Semugenya used to be a farmer but was affected by the drop in price of produce and so changed to retail sales. From her shop she makes 200,000 UGX in profits, mostly attributable to the use of her loan and the quality of her products.

At the moment, Semugenya is requesting a loan to restock her shop with more goods and to pay for part of her children’s school fees. Semugenya dreams of becoming a wholesaler as well as educating her children to the highest level.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,940.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Semugenya's Group's $4,925 loan helped a member to restock her shop with more products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 9, 2009
Sep 24, 2009
Currency Exchange Loss:
Feb 15, 2010