A loan of $600 helped to purchase more merchandise and expand her business.


Gulchehra's story

K. Gulchehra has been selling groceries and beverages for more than 5 years. A true entrepreneur, she studies the market to determine client needs and preferences. Industrious and enterprising, Gulchehra is focused on expanding her business. Presently, she has a monthly income of about $100-$150. She is currently seeking a loan of $600 USD, which will help her to increase her assortment of fresh merchandise and expand her business. With the increased sales and profits, Gulchehra hopes to expand her grocery business and improve her family’s living standards.




More about Tajikistan and IMON International



Tajikistan is known for its rich history. It was the site of a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, Western culture and Central Asian traditions.



But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after it gained its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.



IMON's History



Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



Loan details


Lenders and lending teams



Loan details