Vann S., 55, is a low-income person living in Siem Reap Province. She is a good and determined single mother who tries to feed her seven children. She has three married children who live separately, while her four remaining children are staying in the family home, while holding a variety of jobs. Vann S. sells fresh fish in the market to earn a living. Every day in the late morning, Vann S. goes to a fishermen's market to buy fish in bulk. Then she hurries to bring the fish to the market, where they sells them. Vann S. will be using her first loan to buy a motor for family's transportation purposes. Any remaining money will be used to purchase fresh fish to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.