A loan helped a large oven to bake pastries and meet the demand of the end of the school year.


Neisa Giovanna's story

Neisa is 39 years old, married, and has one child in school and a baby. Her business is the sale of pastries. She works in the south of the city, known as the site of greatest manufacturing production.

Neisa lives with her family in the house of her sister-in-law. She works making and selling pastries. She makes them in her house and sells them in the markets closest to her location, either whole or by the piece. Thanks to this activity, her financial situation is stable.

For her work she has one oven with four racks, ten tins, one large table for kneading, one mixer, and a blender. It is almost the end of the year and the primary schools and kindergartens end the school season with receptions and farewell parties. In these times, she receives great numbers of orders. Her oven is small and is insufficient to meet demand, and therefore she loses sales and income. The advantage is that she sells whole and by the portion. The disadvantage is that she cannot meet demand. Her dream is to open a cake shop.

She wants to meet the demand for year end. With this loan she will buy a large oven, flour, butter, and sugar. This is the second loan she has received from the institution in all her life.

For these reasons, Neisa requests a loan to buy a large oven to bake pastries and to meet the demand of the end of the school year.

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Translated from Spanish by Kiva volunteer joann stephan.


This loan is special because:

It helps rural farmers smooth their income and protect against the effects of climate change.



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