A loan of $125 helped to buy products to sell.


Gineza's story

Gineza E. is from the village of Saray in Iligan. She is 46 years old. Gineza is married and has 2 adult children. To make a living, Gineza owns and operates a sari-sari (variety) store where she sells food and daily-use products in the local community. Gineza has been engaged in her business for over 3 years and earns approximately 5000 PHP a month from these activities. In 2009, Gineza joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Gineza is requesting a new loan of 5000 PHP which will be used to purchase new items to expand product offering. This loan will be the 1st loan taken out by Gineza from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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Loan details