The members of the group “Las Abejitas” (The Little Bees) are represented by Mrs. Nely and consist of 13 member which are dedicated to various business activities such as seamstress, hair care service, groceries in a neighborhood store, public transport of passengers and sale of items such as vegetables, meats, detergents, food, Api, beverages and various cleaning products. The competition in their areas is high, but in spite of that they know how to grow their businesses. This loan is for the growth of their businesses with the purchase of merchandise, supplies and tools to improve their incomes and give their families a better quality of life. As far as their credit worthiness, the associates are in the process of their first cycle with the institution, they are happy to get financial support that will help them generate more income and make them able to proviD. a better life for their families.
Las socias del grupo “Las Abejitas” están representadas por la señora Nely y conformada por 13 miembros los cuales se dedican a diferentes actividades como costurera D. prendas D. vestir, servicio D. peluquería, abarrotes en tienda D. barrio, transporte público D. pasajeros y a la venta D. productos como verduras, carne, detergentes, comida, Api, refrescos y diferentes materiales D. limpieza. La competencia dentro D. sus rubros es alta, pese a eso saben sacar adelante la actividad económica a la que se dedican. El crédito esta destinado al crecimiento D. sus negocios con la compra D. mercaderías, insumos y herramientas para mejorar más sus ingresos que les permitirá darles a sus familias una mejor calidad D. vida. En cuanto a la experiencia crediticia las socias van cursando su primer ciclo dentro D. la institución pero están contentos D. que se les brinD. un apoyo económico que ayudada a generar mejores ingresos y a mejorar la calidad D. vida D. su familia
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.