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Señora Niriam G. Q. is 27 years old and she has a daughter who is a year old. Her husband does not live with them for economic reasons; he had to go to work in Argentina because he could not find work in Bolivia. Señora Niriam lives in her mother's house which is located in the Maica Centra area of Cochabamba. She has dairy cows on the property which produce milk. All of her milk production is delivered daily to a woman who makes yogurt and other dairy products. Since her husband is away her mother helps her care for the cows which, with a 1-year old baby, is difficult for her to manage on her own.

The loan will be used for the purchase of dairy cows in order to increase her production of milk, and this way she can improve her income and as a consequence her standard of living. Señora Niriam hopes to be able to increase her earnings such that she is able to earn enough to hire someone who can help her with the care of the cows, and this way she would not have to depend on her mother, who is an older person. Also, this way she could have more time to give attention and care to her baby.
View original language description ↓
La señora Niriam G. Q. tiene 27 años. Tiene 1 hija de un año de edad, y su marido no vive con ellas por que por cuestiones económicas tuvo que ir a trabajar a Argentina ya que no lograba conseguir trabajo en Bolivia.

La señora Niriam vive en la casa de su madre ubicada en la zona de Maica Central en Cochabamba, en su domicilio es donde tiene su ganado lechero con el cual produce leche. Toda la producción de leche entrega diariamente a una señora que elabora yogurt y otros productos lácteos. Su mama es quien la ayuda con el cuidado de las vacas ya que su marido no está para ayudarle como siempre, y con un bebe de 1 año es complicado hacerlo sola.

El préstamo será destinado a la compra de ganado lechero para poder incrementar la producción actual de leche que tienen, y así poder mejorar sus ingresos y por consecuencia su nivel de vida. La señora Niriam espera poder incrementar su ganado de tal forma que gane lo suficiente para contratar a alguien que la ayude con el cuidado de las vacas y así no tener que depender de su mama la cual ya es una persona mayor y también poder darle más atención y cuidado a su bebe.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 115
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Niriam to purchase dairy cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 3, 2009
Sep 16, 2009
Currency Exchange Loss:
Oct 15, 2011