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012 Đông Sơn Group
In this Group: Soi, Nhung, Minh, Thanh, Lan, Mai , Vui, An
Soi Lê Thị (31) is a 46 year-old female living in the town of Thanh Hoá. She is the leader of an eight member group offered by Thanh Hoa Fund for Poor Women. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The name of this group is 12 (12 Đông Sơn).

Soi is married and has two adult-aged children. To make a living, she owns and operates a general store, selling food products in her community. Soi has been in business for over five years and earns approximately 3,000,000 VND a month from these activities.

In 2004, Soi joined Thanh Hoa Fund for Poor Women to gain access to financial services to improve her living situation and ability to engage in business. Soi has successfully repaid a previous loan of 3079800 VND from Thanh Hoa Fund for Poor Women. She is requesting a loan of 6000000 VND to purchase additional products to sell. The loan will be her eigth loan from Thanh Hoa Fund for Poor Women. Soi plans to use the profit from the business to improve the living conditions of her family.

Here are the other borrowers in the Group:


Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 54
    View loans »
    Vietnam Loans Fundraising
  • $17,272,325
    Funds lent in using Kiva
  • 17,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 012 Đông Sơn Group's $2,700 loan helped a member purchase business-related products to sell.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 22, 2009
Sep 16, 2009
Currency Exchange Loss:
Jun 15, 2011