A loan of $375 helped to expand her animal husbandry business by purchasing goats.


Kalpana's story

Kalpana is a 33-year-old married lady who lives in a village of Jalpaiguri district, West Bengal. She lives with her husband and two sons. Both of her sons study in a nearby school in different majors. Her husband runs a meat selling shop. Kalpana is involved in animal husbandry.

As the head of the family, Kalpana’s husband had earned the family living for all 4 members through his meat selling business. But increasing prices of everyday life items have now made it difficult for her husband to bear the expenses.

Thus Kalpana decided to start a business of her own to add to her family's earnings. She started buying baby goats and then rearing and selling them to the meat sellers and the people of her community and village. She also sells them at markets. She has chosen this business as there is a good demand of goat milk as well as goat meat in rural areas, especially during the time of festivals and marriages.

Now she wants to enhance her business by buying more goats so that she can earn more by fulfilling the increasing demands of her customers. But she lacks sufficient capital. Thus, she is asking for a loan of INR 24,000 from Milaap’s field partner, BJS.

The loan amount will help her to buy more goats and covers the rearing costs for them. She hopes to save enough for the future, especially for her sons' education.

Kalpana is grateful to her lenders.


This loan is special because:

It helps women in financially underserved districts in India maintain and grow their businesses.



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