A loan of $900 helped a member to ask for a loan to buy more ingredients for her current business.


Mr. Kheam Kung Village Bank Group's story

Ten people who are all living in Kdei Ta Hok village in Kandal province is made up the village bank loan. Mr. Kheam K. is a village bank president who has been selected the members and they all will use the loan indifferent purposes. He is a dessert seller in the local village. Since this business is going well, he wants to expand it so she decided to ask for a loan to buy more ingredients for her current business. His wife, Mrs. PhA. Touch, helps him to sell the dessert. Mr. Kheam K. is a father of a child who is a driver who can make a small salary to support the family.

Nine members in this village bank loans are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Kheam, Sum, Phorl, Koem Heng, Savoeurn, Saveth, Srou, Srem, Srey, Simen



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Loan details