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Mrs. Nary Khin Village Bank Group
In this Group: Nary, Srey, Sa, Chanthoeurn, Porn, Srey, Tho, Samang, Samarth, Rorn, Somaly, Nary, Sothea, Pov, Sok, Sineat, Sokha, Ly, Mon
This village bank loan, which consists of nineteen people, is located in Svay Prey village in Kandal province and all the members will use the loan for different purposes.

Mrs. Nary K. is the village bank president. She is a farmer who owns a 2-hectare (5-acre) field on which she cultivates rice. On this plantation, she faces a problE. because her field has infertile soil which it is bad enough to affect her crop production. In order to solve this problE., she decided to ask for a loan to buy fertilizer to support the field to make the crop more productive.

Mrs. Nary K. is 38 years old and the mother of two children who are attending the local school. Her husband, Mr. Theng Khan, is a construction foreman.

Nine members in this group loans have end-of-term (EoT) loans and the rest have monthly payment loans. Those with EoT loans are not required to pay any principal on the loan until the very end of the loan term. EoT loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. EoT loans allow thE. to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Nary Khin Village Bank Group's $2,500 loan helped a member to buy rice seed and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2009
Oct 1, 2009
Currency Exchange Loss:
Sep 15, 2010