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Mrs. Sopheap Rours Village Bank Group
In this Group: Sopheap, Nang, Rin, Sokuntheary, Chheourn, Yeth, Rann, Dy, Sovuth, Vanny, Ith, Sodon, Muorn, Neng, Sophoun
This village bank group consists of 15 people who live in Samraong village in Kandal province. All the members will use their loans for different purposes. Mrs. Sopheap R. is the village bank president. She is a farmer who owns a piece of land to cultivate both rice and vegetables. She faces a problem because she does not have rice seed to plant in her paddyfield. Thus, she decided to ask for a loan to buy rice seed. Her husband, Mr. Kong Vanna, is a motorbike taxi driver. Mrs. Sopheap R. is 44 years old and the mother of three children, all of whom attend the local school.

Eight members in this group have end-of-term (EoT) loans and the rest have monthly payment loans. Those who have EoT loans are not required to pay any principal on the loan until the very end of the loan term. EoT loans are AMK’s main product because they are most beneficial to Cambodia’s poor. These loans allows the borrower to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 202
    View loans »
    Cambodia Loans Fundraising
  • $39,967,725
    Funds lent in using Kiva
  • 4,125.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sopheap Rours Village Bank Group's $2,350 loan helped a member to buy rice seed.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 17, 2009
Oct 1, 2009
Currency Exchange Loss:
Aug 15, 2010