A loan of $100 helped to purchase ingredients needed to make products for sale.


Luz's story

Luz C. is from the village of Mambajao, Camiguin Province. She is 30 years old, is married, and has six school-aged children.

Luz owns and operates a business making and selling food, selling snacks and other delicacies in the local community. She has been engaged in her business for over a year and earns approximately 4,000 PHP a month.

In 2009, Luz joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting a loan of 4,000 PHP which will be used to purchase raw ingredients needed to make products for sale. This will be the first loan from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.


About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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