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Margaritas Group
In this Group: Alejandrina, Saturnino, Ingrid, Ivana Veatriz, Carolina, Eliana, Ronald, Roberto, Maria Eliana, Veronica, Petrona, Maria Anel*, Estela, Tereza
* not pictured
The “Margaritas” Group is led by Sra. Alejandrina and consists of 14 members (11 women and 3 men). They are involved in different retail business selling products such as costume jewelry, cosmetics, food, groceries, and candy. Some have service businesses such as housekeeping. The men are involved in construction and public transportation. The competition in their area is high but they know how to succeed in their respective businesses.

This loan is intended to increase their businesses through the purchase of merchandise, supplies, and tools needed to improve their earnings. This will enable them to give their families a better quality of life. Regarding their credit experience, the members are starting their first loan cycle, but they know how solidarity groups operate because they have worked with other institutions similar to Fundación Agrocapital.

View original language description ↓
Las Socias del grupo “Margaritas” están representadas por la señora Alejandrina y conformado por 14 miembros los cuales 11 son mujeres y 3 los cuales se dedican a diferentes actividades como la venta D. joyas D. fantasías, cosméticos, comida, abarrotes, Dulces, al servicio D. limpieza y los varones se dedican a la construcción D. viviendas y al transporte publico D. pasajeros. La competencia dentro D. su rubros es alta pese a eso saben sacar adelante la actividad económica a la que se dedican. El crédito esta destinado al crecimiento D. sus negocios con la compra D. mercaderías, insumos y herramientas para mejorar más sus ingresos que les permitirá darles a sus familias una mejor calidad D. vida. En cuanto a la experiencia crediticia las socias van cursando su primer ciclo pero saben el trabajo en grupos solidarios gracias a créditos en otras instituciones similares a la Fundación Agrocapital.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD