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Ana Isabel
Sra. Ana Isabel P. is 43 years old and lives in the neighborhood of Juan Ramón Padilla. She helps her husband with the household expenses. They have two children, ages 12 and 8, who are students. The plans for her family include improving their living conditions and expanding their house.

One year ago, Doña Ana started a small grocery store where she offers a variety of products in order to attract customers. She started her business with her own capital. Soon thereafter, she was able to help her husband with the expenses and learned how to become an independent woman. She also has the support of her mother.

In the future, she plans to build a separate location for her grocery store. She currently operates her business out of the living room of her house, so her family no longer has privacy and comfortable conditions. She will use her loan to buy different products to restock her business such as basic grains, dairy products, meat, cleaning products and other necessities used by Nicaraguan families. She thanks AFODENIC for providing this loan so that she can invest in her business and achieve better sales and revenues so that she can improve her store.

View original language description ↓
La señora Ana Isabel P., tiene la edad de 43 años , habita en el barrio Juan Ramón Padilla , junto a su esposo el cual le apoya con los gastos del ahogar , ellos tiene dos hijos de 12 y 8 años los cuales estudian , los planes hacia su familia es mejorar las condiciones de vida y poder ampliar su vivienda , doña Ana desde hace un año inicio con su negocio de una pequeña pulpería, vendiendo variedad de productos para atraer clientela este negocio lo inicio con capital propio para ayudar a su esposo con los gastos y aprender hacer una mujer dependiente, ha tenido el apoyo de su mamá , los planes hacia su negocio es poder construir un local para su pulpería ya que usa la sala de su vivienda y ha dejado de tener privacidad y comodidad con su familia pero todo con la necesidad de salir adelante con su negocio. Con el préstamo va a comprar diferentes productos para surtir su negocio como: granos básicos, productos lácteos, carnes, productos de limpieza y otros que son los necesarios para el uso de las familias Nicaragüense. Da las gracias Afodenic por el financiamiento ya que lograra invertir en su negocio lo cual traerá mejores ventas y ganancias para hacer las mejoras del local.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ana Isabel purchase basic grains, meat, dairy products, and other merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 25, 2009
Sep 11, 2009
Currency Exchange Loss:
Jun 15, 2010