A loan helped to inject more working capital into her business in order to boost the performance of her two outlets and generate more income.

Sandra's story

This is Sandra's fifth Kiva request, and all her previous loans were successfully repaid. Since her previous request, Sandra managed to expand and open five more outlets. Now she has 20 outlets in and around Kitwe, of which 18 are active and operating. Sandra is grateful to Kiva for the support she has had since 2012 when she started her Zoona business.

Sandra prides herself on the impact that she has made to her community. She has brought financial inclusion into a marginalized community that was totally excluded. Sandra also employs almost 30 people now and as she keeps expanding, more opportunities for employment arise.

Now Sandra is reaching out to her Kiva lenders again for assistance. She will inject more working capital into her business and this will boost her two outlets that are low on performance. Sandra's expansion journey continues, and as she generates more income she will continue to plough it back into the business.

This loan is special because:

It enables an entrepreneur to improve their mobile money business.

Loan details

Lenders and lending teams

Loan details