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Herminio is the father of an adolescent daughter who is currently studying. The past two loans he had with FVP was used to construct a room in his house, but one that lacks a roof. He has a plan to construct a concrete slab so that the house can be safer and more durable.

He is requesting a loan for this construction and plans to use the income he makes as a builder (constructing and repairing houses) and that of his wife, Teodora, who works as a kitchen assistant at a school, to pay off his loan.

His wish is for his daughter to have her own room and to have a better life.

View original language description ↓
El señor Herminio M. es padre de familia, tiene una hija adolescente que actualmente estudia.
Con dos créditos anteriores con FVP ha construido un cuarto, pero le falta colocarle el techo. Tiene el proyecto de construir una losa de concreto, para que la casa sea más segura y duradera.
El está solicitando un préstamo para esa construcción y planean pagarlos con los ingresos que obtienen el como albañil (construcción y reparación de casa) y el de su esposa la señora Teodora Bautista que trabaja como ayudante de cocinera en una escuela, estos son los ingresos con el cual pagaran el crédito.
Su deseo es que su hija tenga su propio cuarto y viva mejor.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mexico

  • $15,600
    Average annual income
  • 62
    View loans »
    Mexico Loans Fundraising
  • $22,290,250
    Funds lent in using Kiva
  • 13.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Herminio to put a concrete slab in the ground floor of his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 10, 2009
Sep 11, 2009
Currency Exchange Loss:
Dec 15, 2010