Gordon is forty – eight years old. He is married and has given birth to six children, all in school. He works hard to be able to provide for the family. Gordon lives with his wife and children in a rented apartment in Konongo in the Ashanti region of Ghana. He is a trader. He runs a provision store. He has his store by the street in his community. Gordon buys his goods from Kumasi. He has been in business for four years and wants a loan to buy all kinds of provision in bulk to increase his stock.