Margaret is thirty-eight years old. She is divorced and has given birth to four children, a son and three daughters, who are all in school. She works very hard to be able to provide for the family. She lives with her children in a rented apartment in Konongo in the Ashanti region of Ghana.
Margaret sells palm oil. She prepares and supplies the oil to retailers and food vendors in her community. She buys the palm fruit in nearby communities. Margaret has been in business for three years and wants a loan to buy palm fruits in bulk to expand her business.