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Zahra is a 49-year-old woman who lives in Bourj El Barajneh, in the southern suburbs of Lebanon, with her husband and their three children. Zahra has been working as flower arrangement designer for nine years. She does flowers, trays and many different types of arrangements for all occasions.

Zahra has requested a loan of $2000 USD from Al Majmoua to purchase merchandise and a car for her work. She will use the car for delivery. Zahra has been a microcredit client for eight years and has always repaid on time.

Her previous loans have helped her to improve her work. Zahra is special in her work because she does it well and knows how to satisfy her clients’ needs. When she first started her business, she didn’t face difficulties. Zahra decided to start her businesses because she wanted to work independently. In the future, she plans to expand her business by opening a shop.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 47
    View loans »
    Lebanon Loans Fundraising
  • $19,472,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Zahra to purchase merchandise and a car for her work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2009
Sep 8, 2009
Currency Exchange Loss:
Oct 15, 2010