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Ana Maria
Ana Maria is single, 42 years old and has 2 children. The eldest is 19 years old and the youngest 13, both of whom study. She lives in the municipality of Cuapa and works for the institute MINED, where she holds a position as a primary school teacher with 22 years of service. With her previous loans she has benefited from Kiva funds by improving the conditions of her house. She is applying for her twelfth loan and hopes that both AFODENIC and Kiva continue supporting her so that she can construct a bedroom in her house and provide the best of comfort for her children, as both of them need their privacy. In this way she can improve the quality of life of her family.
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Ana Maria es soltera, de 42 años de edad, tiene 2 hijos, la mayor de 19 años y el menor de 13, ambos estudiando, vive en el Municipio de Cuapa, labora para el MINED desempeñandose como maestra de primaria con 22 años de servicio, con sus creditos ha logrado dar mejores condiciones a su casa y fue beneficiada con el fondo kiva, esta solicitando su 12vo credito y espera que AFODENIC y KIVA la siga apoyando para lograr la construccion de un cuarto en su casa y contar con mayor comodidad para sus hijos, pues ambos necesitan tener privacidad, y de esta manera mejorar las condiciones de vida de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ana Maria construction of a bedroom.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 7, 2009
Sep 7, 2009
Currency Exchange Loss:
Jun 15, 2010