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Mrs. Pouy Shum Village Bank Loan Group
In this Group: Pouy, Vanneth, Rann, Yeth, Run, Sopheak, Sophakdey, Mach, Chhoun, Savon, Sareth, Sokhom, Sareth, Ren, Chheng, Sokung, Hory, Saron, Vannak, Thy, Khoen, Shithorn, Sokhoeun, Chi One
This village bank, which consists of twenty-four people, is located in Daem Rues village in Kandal province. They will each use the loan for a different purpose.

Mrs. Pouy S. is the village bank president who has been selected by the members. She is a farmer who is also a Khmer noodle seller in the local village. Since this business is going wE., she wants to expand it so she decided to ask for a loan to buy more ingredients to make Khmer noodles to sE. to earn more profit. She is a widow with three children, two of whom are employed in a garment factory while the youngest one is a laborer in a rice mill.

Two members in this village bank have end-of-term (EoT) loans and the rest have monthly payment loans. Those with EoT loans are not required to pay any princiP. on the loan until the very end of the loan term. EoT loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. EoT loans allow them to repay portions of the princiP. whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,152.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Pouy Shum Village Bank Loan Group's $3,825 loan helped a member to buy more ingredients for making Khmer noodles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2009
Sep 6, 2009
Currency Exchange Loss:
Sep 15, 2010