A loan helped attain a branded kiosk for her start-up business, which will provide financial services to her community and help her support her family financially.


Memory's story

Memory was born into a family of seven children. Her father is retired and her mother is unemployed, as are five of her siblings. Her only working brother is a teacher, and Memory has been employed by a local service provider since 2015. Being the only working members of the family is a huge responsibility and a financial strain.

Memory is a determined young woman. She is focused on empowering herself by becoming an entrepreneur and earning more money to improve her life and her family's. She says she has always been business-minded but has lacked capital. With support from Zoona to start her business, and financial assistance from Kiva, she is confident she will succeed.

With a loan from Kiva, Memory will attain a branded kiosk (as in the picture) and increase her float, which is used to provide financial services to her community. Via the Zoona platform, Memory will also provide her "unbanked" community with an electronic savings option, which has no monthly fee or deposit charges. With the assistance of the Kiva community, Memory can improve her and her family's standard of living.


This loan is special because:

It enables an entrepreneur to build a mobile money business.



Loan details


Lenders and lending teams




Loan details