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Bella is 31 years of age. She is married to Warlito, a company driver. They have raised three children: Leo Jazel, age 9, who is in grade 3; Warlito, Jr., age 7, who is in grade 2; and Prince Noah, who is 1 year old. Their family lives harmoniously in Barangay Nungnungan in Cauayan City, a rural plain area that is three kilometers from the city.

Bella raises goats. Sometimes, she also cooks food snacks to sell in their village. Her weekly net income from sales is only around PHP 500, but she also generates an income of PHP 3,500 every 2-3 months from livestock disposal. To maintain her business, Bella wants to borrow PHP 12,000 from Kiva. She wants to be a big help to her husband in providing for their family's needs.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 392
    View loans »
    Philippines Loans Fundraising
  • $66,089,900
    Funds lent in using Kiva
  • 48.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Bella additional capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 7, 2009
Sep 5, 2009
Currency Exchange Loss:
Feb 15, 2010