A loan helped to buy embroidery raw material such as thread, fancy cloth, sequins, and pearls of various colors in advance to have in stock for her embroidery business.


Nosheen's story

Nosheen is a 30-year-old woman living with her spouse in the area of Multan, Pakistan. Nosheen has four children. Her husband is responsible for fulfilling the needs of the entire family, but Nosheen has been running an embroidery business for four years to meet other expenses. Her native language is Punjabi, which she speaks with her family, and she speaks Urdu culturally and for her business. They live in their own house made of brick that has drinking water, electricity, and plumbing. Her embroidery business is very famous in the area, and that is the reason her business runs well. Due to good relations, her business has increased. Nosheen wants to meet the demand for bridal dresses. That is why she wants to buy thread, fancy cloth, sequins, and pearls of various colors in advance, to have in stock. She requires some capital to buy the desired items but does not have sufficient cash on hand. The challenge Nosheen is facing is having sufficient capital to run the business and to be able support her family in its present form.

Therefore, Nosheen humbly requested a loan from BRAC Pakistan. Through this loan, she will be able to buy the thread, fancy cloth, sequins, and pearls of various colors that she needs.

Nosheen and her family will be thankful to Kiva, its lenders, and field partner BRAC Pakistan for helping them by funding this loan to improve their living standards.


This loan is special because:

It provides financial services in some of the poorest parts of Pakistan.



Loan details


Lenders and lending teams




Loan details